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Who We Are

About 20.95 Ventures

20.95 Ventures, is focused on goodness in business through its leading-edge mobile app HUMBEE – the world’s first business community welfare platform. It addresses two widespread gaps in every industry – a) the need for social security cover for overlooked participants of the value chain viz. dealers, distributors, super stockists, retailers, pharmacists, Kiranawalas, agents and more, and b) the need for an integrated platform for corporates to appropriately channelise their welfare intent to promote inclusive growth.

The need for this platform arose from our in-depth understanding of the challenges faced by the many layers of the Value Chain.

For Value Chain Partners, there was no platform that recorded, recognised and rewarded their contribution through social security cover & more.

For corporates, there was no integrated mechanism to actively incentivise the participants contributions.

And that was the genesis of 20.95 Ventures, a company driven by the infinite potential of goodness and business coming together. We carry this vision with us every day through our name (20.95), representing the concentration of oxygen in the atmosphere that keeps us going, quite like goodness.

Our People

Navin Tewari

Founder &

A creative disruptor with unique experience in

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Aditya Nikhil

Captain, BD &

A Delhi University alumnus, Aditya heads business

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Anuj Nigam

Captain, Finance &

A Chartered Accountant

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Kishore Chamria

Captain, Business &

An alumnus of IIM Bangalore and ISB Hyderabad, Kishore

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